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Published August 23, 2009, 12:00 AM

Troubling details in House bill

While President Barack Obama assures us that his health care reform bill will allow us to keep our current coverage, increase accessibility and help those in need, he fails to discuss vital details that drastically affect us citizens.

By: Dr. Jim Lundstrom , Fargo

While President Barack Obama assures us that his health care reform bill will allow us to keep our current coverage, increase accessibility and help those in need, he fails to discuss vital details that drastically affect us citizens. After going through the House bill in detail, I found a few important aspects that haven’t been focused on:

  • If you choose to work for an employer that doesn’t provide health insurance, you cannot choose your current non-employer-based insurance after the first day the plan takes effect (House bill pages 16-19) and you will pay 11 percent or more of your income for your government-approved insurance unless you qualify for assistance (House bill page 137). This is in addition to the tax of 8 percent your employer will collect off your wages for the government (House bill page 183).

  • If you opt out of the government-approved plans, you will pay a penalty of 8 percent in addition to the 8 percent your employer collected off your wage for the government.

  • The day after this becomes law, there is no personal choice to choose an individual health care plan that provides more coverage for a higher premium. The only plans available are plans whose cost is determined by your income level.

If your choice is participating in a government health plan at 19 percent of your income or not participating at a rate of 16 percent of your income, is this really a choice?

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