Clay County taking flood map appealsAnyone in Clay County who wants to challenge information contained in new flood insurance maps has about three months to appeal their property’s status to the Federal Emergency Management Agency.
By: Dave Olson, INFORUM
Anyone in Clay County who wants to challenge information contained in new flood insurance maps has about three months to appeal their property’s status to the Federal Emergency Management Agency.
For city residents, the starting point for submitting an appeal is their local municipality, while rural residents will want to go to the Clay County planning office, where the new flood maps can be reviewed, said Tim Magnusson, the county planner.
He said people can also e-mail the planning office and the county will send them an image showing where a certain property stands regarding new flood plains and flood ways.
The appeal period began Jan. 4 and runs for 90 days.
Anyone with property in the 100-year flood plain is required to buy flood insurance if they have a federally backed mortgage.
Magnusson said if a property wasn’t in a flood plain before, but will be when the new maps are adopted, property owners can do themselves a favor by buying flood insurance now.
The cheaper premiums will be grandfathered in when the new flood plain maps are adopted by FEMA, he said.
Magnusson described flood ways as areas where development is controlled. He said if a structure is in a flood way, it could mean the structure cannot be replaced if it suffers damage worth more than
50 percent of its value.
Magnusson said anyone with questions is invited to visit the county planning office, or call the office at (218) 299-5002.
He said the new flood insurance maps are not yet viewable online, but the county is working on getting them placed on the county Web site.
Readers can reach Forum reporter Dave Olson at (701) 241-5555