Weston: Changes to HARP may help homeownerQ: I have an adjustable-rate mortgage that is currently at 3.125 percent. I’d like to fix the rate, but no one will even discuss it with me because my house has been appraised at less than $100,000 and the balance of the mortgage is $144,319. I have never been late, and my credit scores are above 800. What can I do? I don’t want a mortgage modification. I just want a fixed rate.
By: Liz Weston, INFORUM