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    October 20, 2017
    Chris Bjur, a handyman in Fargo, describes the problems of being self-employed after being severely injured in a fall from a roof in June when he fractured both of his legs and ankles. Scars remain after multiple surgeries to fix the breaks. Dave Wallis / The Forum
    Self-employed, not protected: Independent contractors playing 'Russian roulette' if they aren't insured
    MOORHEAD—The broken bones Chris Bjur suffered from a 16-foot fall hurt the most financially. The Moorhead handyman was painting his parents'...
    businessOctober 20, 2017 - 3:00pm
    October 18, 2017
    Analysis: Single-payer would drastically change American health care. Here's how it works.
    As Republican efforts to repeal and replace the Affordable Care Act continue in the background, some Democrats are starting to eye a new health...
    businessOctober 18, 2017 - 12:04pm
    October 16, 2017
    MNsure CEO Allison O'Toole and Gov. MarkDayton talk to reporters Sept. 20, 2017, about health insurance. Don Davis / Forum News Service
    Shopping season begins for insurance policies
    ST. PAUL — Minnesotans can begin shopping for individual health insurance policies but only to window shop, not to buy yet. Since buying...
    newsOctober 16, 2017 - 2:12pm
    October 8, 2017
    File photo of Megan Lavery, 17, driving. Many states are increasingly legislating away teenagers rights behind the wheel, passing laws that restrict when, where and with whom teenagers can drive. (Jessica Kourkounis/Copyright 2017 The New York Times)
    Teen drivers: How to ensure their safety - and insure yourself
    Wayne Cohen spends a lot of time thinking about car insurance. As the father of three sons in their teens and 20s -- the most expensive group...
    newsOctober 8, 2017 - 11:02am
    October 4, 2017
    Man accused of submitting more than $100,000 in false billing claims
    FARGO—An Illinois man is charged in Cass County District Court with insurance fraud for allegedly defrauding Blue Cross Blue Shield of North Dakota of more than $100,000. Sheryar Masud, of St. Charles, Ill., who at one time worked as a chiropractor in Williston, N.D., is charged...
    newsOctober 4, 2017 - 7:01pm
    August 29, 2017
    A man stands on a roof as flood waters cover the Meyerland neighborhood of Houston, Aug. 27, 2017. Residents who fled Hurricane Harvey are living in a haze of uncertainty, searching for answers from home as to what — and who — survived. (Alyssa Schukar/The New York Times)
    Where Harvey is hitting hardest, four out of five homeowners lack flood insurance
    The vast majority of homeowners in the area devastated by Hurricane Harvey lack flood insurance, leaving many who escaped the storm with little...
    newsAugust 29, 2017 - 2:31pm
    August 28, 2017
    Godfread: Congress should reauthorize the NFIP program
    The current National Flood Insurance Program reauthorization expires Sept. 30, 2017. Currently, the NFIP is seeking to reduce the costs and consequences...
    opinion/columnsAugust 28, 2017 - 7:00am
    August 24, 2017
    Great River Energy's Coal Creek Station on August 19, 2015, in Underwood, N.D. (Logan Werlinger/Grand Forks Herald)
    Coal push may be disaster insurance the grid doesn't need
    If all hell breaks loose on the U.S. power grid -- a terrorist blows up a key natural gas pipeline, say, in the midst of a frigid winter -- how...
    newsAugust 24, 2017 - 12:43pm
    August 22, 2017
    Lorin Ditzler, 33, says concerns about insurance coverage could play a role as she and her husband decide whether to have a second child. (Courtesy Lorin Ditzler)
    Women's voices often missing from the health care debate
    Women, in particular, have a lot at stake in the fight over the future of health care.
    newsAugust 22, 2017 - 12:41pm
    August 4, 2017
    Dawson Insurance, 721 1st St. S., Fargo, is celebrating its 100th anniversary.Michael Vosburg / Forum Photo Editor
    Dawson at 100: Fargo insurance agency reflects on changing customer needs, sticking to original values
    FARGO—The insurance industry is all about trying to plan ahead and prepare for the future. That's why it's not surprising to learn a Fargo...
    businessAugust 4, 2017 - 3:00pm
    August 2, 2017
    Minnesota Republican governor cndidate Keith Downey talks to Farmfest visitors Wednesday, Aug. 2, 2017. He said health care is at the top of issues. Don Davis / Forum News Service
    Minnesota farmers wonder about health insurance as uncertainties cloud future
    REDWOOD FALLS, Minn.—Mike Orbeck may be lucky: He pretty much knows what his health insurance will be next year. Many of his fellow farmers...
    newsAugust 2, 2017 - 9:22pm
    May 5, 2017
    President Roger Johnson of the National Farmers Union speaks at southwest Minnesota's Farmfest in August 2016. After the U.S. House passed a health insurance overhaul bill Thursday, May 4, 2017, he said it would hurt farmers. Don Davis / Forum News Service
    Rural America target of federal health care discussion
    ST. PAUL—The battleground for new federal health insurance legislation may be in the same place as last year's presidential election was...
    newsMay 5, 2017 - 3:01pm
    April 13, 2017
    Self-funding insurance bill dies in Senate
    Self-funding insurance bill dies in Senate BISMARCK — A bill to allow North Dakota to switch to self-funding of the state's employee insurance...
    newsApril 13, 2017 - 5:41pm
    April 10, 2017
    Sen. Karen Krebsbach (R-Minot) speaks on HB 1023, a bill dealing with PERS budget that passed the Senate and is now expected to go to a conference committee on April 10, 2017. Tom Stromme / Bismarck Tribune
    ND Senate committee rejects self-funding insurance bill
    BISMARCK — Members of a Senate committee did not recommend passage of a bill that would allow the state to switch to self-funding of North...
    newsApril 10, 2017 - 8:31pm
    April 3, 2017
    Despite 'serious concerns,' Dayton to allow health insurance rescue plan become law
    ST. PAUL — Minnesota Gov. Mark Dayton will allow a rescue plan for the state's individual insurance market to become law despite having...
    news/government-and-politicsApril 3, 2017 - 11:25am
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