West Fargo, ND – Nick Voss was recently promoted to Credit Review Officer at Western State Bank. He will identify and measure credit risk by reviewing loan files to assess compliance with the bank’s loan policy as well as overall credit quality by individual customer, location, and portfolio segment. He will also oversee the bank’s appraisal management process and will assist with credit administration and reporting. Nick joined Western in 2016 as Credit Review Analyst. He earned his Bachelor’s Degree in Accounting and Finance with a minor in Fraud Investigation from North Dakota State University, Fargo, ND. Nick is originally from Casselton, ND, where he currently resides with his wife and five children. He is involved with Junior Achievement and the Casselton Youth Basketball Association.