Winner: Bell Bank

Location: 13 full-service banks in the Red River Valley

Why do home buyers prefer Bell Bank Mortgage?

“Our mortgage lenders are so experienced,” said Bell Bank Vice President and Fargo Area Mortgage Teams Manager Keely Schlichting. “Whether someone is a young, first-time buyer exploring home ownership, or someone moving up, downsizing or refinancing, we’ve worked with someone in your situation. Our goal is to make the mortgage part of home-buying a process that runs smoothly for you, with no surprises.”

Any advice for those mortgage shopping?

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“Of course, you should work with a reputable, local lender,” Schlichting advised. “If you work with a non-local, online company, you don’t even know who you’re talking to. More than that, we always suggest people talk to us for a pre-approval first. When you’re looking at homes, you know exactly what you can afford and what you can put into your offer.”

What should everyone know about mortgages and their options?

“Know that there could be a mortgage out there for you that you haven’t thought about,” Schlichting said. “Don’t just look at rates and monthly payments. Our team will listen to you, understand your financial situation and what you’re looking for, then try to find loan programs and options that fit you and your family.”

Congrats to the runners-up!

Second Place: Gate City Bank

Third Place: First Class Mortgage - Fargo

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