Border Bank to open second Fargo location inside former Bank of the West

The new location is being added to match the growth Border Bank has experienced in the Fargo-Moorhead area, the company's Business Development Director Kory Shae told The Forum.

Border Bank’s current Fargo location is pictured on Friday, Sept. 3, 2021, at 4530 17th Ave S, Fargo. Alyssa Goelzer / The Forum
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FARGO — Greenbush, Minn.-based Border Bank is expected to open a second Fargo location in the near future, Kory Shae, the firm’s business development director, told The Forum.

The community bank submitted a building permit application for a $1.2 million remodel of the former Bank of the West at 3203 32nd. Ave. S. in Fargo. Shae said the project is going to be a “pretty big fit-up” to give the 23-year-old building a fresh look.

The overall aim is to modernize the building using glass, teakwood and a fireplace to provide a clean feel. The main level will house the customer-facing bank, while the upper level will hold administrative offices and Border Bank’s leasing company. “We’re giving it more of a professional, airy, open feel,” Shae said. “Right now it’s a little bit dated, so it needs a lot of work.”

Border Bank’s second Fargo location is pictured on Friday, Sept. 3, 2021, at 3203 32nd Ave. SW, Fargo. Alyssa Goelzer / The Forum


It will be a full service branch much like Border Bank’s 10 other locations, including retail and business banking, full online services, home mortgages and a drive up ATM.

Border Bank’s first Fargo location, at 4530 17th Ave. S., opened in 2020 after the company merged with Union State Bank . Border Bank soon realized it would need more space to match the growth of the Fargo-Moorhead area. “We’ve had a lot of community support and growth in this market and outgrew our current space,” Shae said. “We are looking to expand our footprint in Fargo.”

Border Bank traces its roots back to the founding of Greenbush State Bank in 1935. In 1993, Greenbush State Bank merged with Badger State Bank, kicking off a period of expansion for the bank. Today, Border Bank has nine Minnesota locations in Badger, Baudette, Clearbrook, Coon Rapids, Greenbush, International Falls, Middle River, Roseau and Thief River Falls. The current Fargo location is Border Bank's newest branch, while the coming location will be the company's eleventh branch.

Border Bank’s new branch is aiming to open in the first quarter of 2022, Shae said, and the company is eyeing future metro area locations as well. “Obviously we like all of our markets, but Fargo’s been really good to us and I think we’ll continue to look for opportunities in Fargo,” he said.

Readers can reach InForum reporter Thomas Evanella at or follow him on Twitter @ThomasEvanella

Thomas Evanella is a reporter for The Forum. He's worked for The Forum for over three years, primarily reporting on business news. He's also the host of the InForum Business Beat podcast, which can be streamed at or wherever you listen to your podcasts. Reach him at or by calling 701-241-5518. Follow him on Twitter @ThomasEvanella.
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